Ketut , M. I., U. I. D. . Nyoman, and S. N. . Wayan. “The Importance of Micro, Small, and Medium Enterprises Competitiveness through Digital Transformation”. JASF: Journal of Accounting and Strategic Finance, vol. 7, no. 1, June 2024, pp. 18-38, doi:10.33005/jasf.v7i1.467.