Rahardjo, Budi, Bintang Mukhammad Burhanudin Akbar, and Ivo Novitaningtyas. “The Analysis of Intention and Use of Financial Technology: (The Case of E-Money)”. JASF: Journal of Accounting and Strategic Finance 3, no. 1 (June 30, 2020): 88–102. Accessed November 24, 2024. https://jasf.upnjatim.ac.id/index.php/jasf/article/view/435.