Rafinda, Ascaryan, Putri Purwaningtyas, Juli Riyanto Tri Wijaya, Hasan Aljafa, Christian Rotimi Barika, and Annisa Ilma Hartikasari. “The Role of Overconfidence on Online Overdebt Behavior”. JASF: Journal of Accounting and Strategic Finance 8, no. 2 (December 31, 2025): 408–425. Accessed January 7, 2026. https://jasf.upnjatim.ac.id/index.php/jasf/article/view/519.